Explore a rewards card that may add value to eligible Costco purchases, fuel, dining, and travel.
Before applying, compare the membership cost, reward rules, and repayment terms to see whether the card fits your routine.
Choose an Option:
Why Consider This Card?
- Earn cashback on eligible Costco purchases
- Explore rewards for fuel, dining, and travel
- Use a Visa card beyond Costco locations
- Manage payments through Citi’s digital tools
What to Know Before You Apply
A Costco Membership Is Required
This card is intended for active Costco members in the United States. The card itself may not have a separate annual fee, but the cost of maintaining a Costco membership should be part of your comparison.
Consider how often you shop at Costco before applying. Membership-based rewards may offer less value if you rarely use the warehouse or Costco.com.
Cashback Has Rules and Timing
Reward rates can vary by spending category, and some categories may have annual limits or exclusions. Cash back may also be issued on a set schedule rather than being available immediately after each purchase.
Read the current reward terms before relying on a certain return. A high percentage only helps when your normal spending qualifies.
Interest Can Offset Rewards
Interest may apply if you do not pay your balance in full by the due date. Late payments, balance transfers, and other transactions can also create additional charges.
Review the current APR and fee disclosures carefully. Paying the statement balance on time can help you keep more of the value you earn.
Start in 3 Steps
- Confirm that your Costco membership is active
- Compare current card rewards and costs
- Apply through an official Citi or Costco channel
Choose Based on Your Real Spending
Look at your yearly Costco, fuel, dining, and travel expenses before applying. The best reward structure is the one that fits your actual habits without encouraging unnecessary purchases.
How Does It Work?
Review the Card Features
Compare cashback categories, spending caps, account protections, and redemption rules. Focus on the benefits you are most likely to use regularly.
Complete Your Application
Provide accurate membership, personal, income, and contact information through the official application process. Citi may review your credit profile and request additional verification.
Manage Your Account Carefully
Use Citi’s online account tools to check transactions, make payments, and track rewards. Payment reminders and security alerts can help you stay in control.
Spend With a Clear Plan
The Costco Anywhere Visa® Card by Citi may add practical value for regular Costco members with planned spending and responsible repayment habits. Review the latest official terms before applying and borrow only what you can afford to repay.
