Postepay Evolution is a prepaid card with powerful features. You can apply entirely online without needing to visit a post office.
This guide explains how to apply, what you need, and how to use the card once approved. You’ll also get info about fees, usage, and customer support.
What Is Postepay Evolution?
Postepay Evolution is a prepaid card issued by Poste Italiane. It has an IBAN, so you can receive salary credits, pension payments, and bank transfers. It supports online shopping, bill payments, and international transactions.
You can use it with Apple Pay, Google Pay, and for contactless payments. It works in Italy and abroad and connects to the Poste Italiane and Postepay apps. This card is designed for users who want basic banking without a traditional bank account.
Why Apply Online?
You can complete the application at home, using a phone or computer. The online process is simple and avoids post office lines. If you already have a SPID (digital ID), it’s even faster.
After approval, your card becomes available digitally right away. Physical delivery will follow by mail. This method is fast, secure, and highly convenient.
Features and Benefits of the Card
Postepay Evolution offers more than just a prepaid option. It provides key banking features and easy mobile access.
- IBAN access for receiving salary and pension
- Contactless payments and Apple/Google Pay compatibility
- SEPA direct debit setup
- Free ATM withdrawals at Postamat machines
- Manage via app: view balance, pay bills, send money
- Max balance: €30,000 | Daily withdrawal: €600
- Annual fee: €15 | Issuing fee: €5
Requirements for Online Application
Before starting, make sure you meet the basic criteria. You don’t need to be an Italian citizen, but you must be a resident.
- Must have a valid ID document (passport or national ID)
- Must provide an Italian address
- A mobile phone number is required
- A working webcam or smartphone camera is needed for identity verification
- Having a SPID makes the process faster
How to Apply Online Step-By-Step?
The application process can be completed through several platforms. You can use the Postepay App, Poste Italiane App, or the official website poste.it.
- Log in or create an account on poste.it, the Postepay App, or Poste Italiane App
- Choose “Postepay Evolution” from the list of products
- Fill in your personal data and upload your ID
- Use your SPID to verify identity, or follow webcam ID steps
- Submit your application and wait for approval
- Receive your digital card immediately upon approval
- The physical card is sent to the provided address
How to Use the Postepay Evolution Card
You can start using your card immediately after receiving it. Both physical and digital versions support various payment and withdrawal options.
You can pay in stores with Apple or Google Pay or shop online by entering your card details.
Withdraw money for free at Postamat ATMs. Pay bills through the app by scanning the invoice. Transfer money to friends using P2P. Manage SEPA debits and top up your balance online.
Managing Your Card Through the App
Once activated, the card is fully manageable via mobile apps, and you have full access to all controls and services.
You can view your transaction history and card balance, pay utility bills directly through the app, scan and pay bills with the camera, and exchange money via P2P transfers.
Enable or disable features like contactless and online payments. Setup alerts and monitor activity for added security.
Fees, Limits, and Financial Details
You won’t pay interest because it’s prepaid, but there are important fees and limits to know. Here’s a breakdown of what to expect:
- Card Issuing Fee: €5 (one-time)
- Annual Fee: €15
- Renewal Fee: Free
- ATM Withdrawals: Free at Postamat ATMs
- Max Balance: €30,000
- Daily Withdrawal Limit: €600 (Postamat and banks)
- Top-up via Visa, VPay, and Mastercard accepted cards
Where You Can Use the Card?
You can use Postepay Evolution in many locations. It is not restricted to Italy.
Use it in Europe and globally for both ATM and online payments. Pay online at stores that accept Visa or Mastercard. Use contactless payments in stores up to €50 without a PIN.
Add the card to Apple Pay or Google Pay for mobile payments. Use it for subscriptions and digital purchases. The card is accepted almost anywhere regular debit cards are.
Cashback and Rewards
This card also connects to ScontiPoste, Poste Italiane's discount program. You can earn rewards and cashback.
- Up to 20% cashback at participating retailers
- Access deals through the app or official website
- No points, just direct discounts on qualifying purchases
- Offers change monthly, so check regularly
- Cashback is added back to your card balance
Tips for a Smooth Application
Some actions can make the process easier and reduce chances of rejection or delay. Prepare in advance.
- Use SPID to simplify identity verification
- Make sure your ID photo is clear and legible
- Confirm that your address is correct and matches your ID
- Keep your webcam or phone camera working and updated
- Have your mobile number active and available for SMS confirmation
Disclaimer: Card approval depends on identity verification, and Poste Italiane may change features or terms without prior notice. Cashback offers follow the ScontiPoste rules, and most services are provided in Italian—always check poste.it for the latest updates.
Customer Support and Contact Details
You can get help through different channels. Customer service is available for both card issues and app usage.
- Phone number: +39 06 4526 3322
- Website: www.poste.it
- Use the Postepay App, Poste Italiane App, or BancoPosta App for account management and assistance.
Ready to Get Started? Here’s What to Do Next
If you want to apply now, go to poste.it or open the Postepay App. Make sure you have your documents ready. Choose Postepay Evolution and complete the steps online. You’ll receive the digital card first, then the physical one by mail.
Final Thoughts: A Card That Fits Your Daily Life
Postepay Evolution gives you simple access to payments, transfers, and ATM withdrawals. You don’t need a full bank account to manage your finances.
It’s low-cost, secure, and widely accepted across platforms. Apply online in minutes and start using your card with full control from your phone.
