Applying for the Intesa Sanpaolo Exclusive Credit Card online is easy if you're an account holder. This guide covers everything you need to know, from benefits and application steps to insurance, costs, and support.
Whether you want concierge service or premium travel perks, this card delivers. Here’s a full breakdown to help you apply with confidence.
What Is the Intesa Sanpaolo Exclusive Credit Card?
The Intesa Sanpaolo Exclusive Credit Card is a premium card for clients seeking exclusive privileges and full-service support. It includes concierge service, travel benefits, and social contributions with every purchase.
With this card, you access VIP treatment in everyday services and global travel. It’s built for high-demand users who value efficiency and extras.
Premium Concierge and Lifestyle Services
The concierge service is available 24/7 and helps you organize daily needs, travel, and appointments. You can request anything from restaurant reservations to event tickets.
It saves time and simplifies logistics. You also gain access to services for home, family, and leisure. Everything is available through mobile or online support. This feature is core to the Exclusive card’s value.
Designed for Frequent Travelers and Socially Minded Users
This card targets users who travel often, need constant access to support, and want high-tier benefits. It includes travel insurance, hotel upgrades, and pet care coverage.
Socially conscious users also benefit, since part of the card’s commissions go to verified donation programs. It’s practical for those who mix personal comfort with purposeful impact. If you value control, security, and service, this card fits.
Core Benefits and Features
Beyond daily convenience, the Exclusive Card delivers perks across categories. You benefit from fast-track services, financial flexibility, and customer-first features. Here are the highlights.
Everyday Use and 24/7 Help
Home and family services are available at all times. The concierge can manage tasks or offer solutions for urgent requests. You never lose access, even during weekends or holidays.
The service adapts to your needs quickly, and its 24/7 availability ensures constant efficiency. It’s an ideal card for demanding schedules.
Travel & Leisure Privileges
This card supports frequent travelers with upgrades and perks. You can access over 1200 airport lounges and hotel privileges like early check-in or room enhancements. FastTrack services save time at security.
Enjoy exclusive events and cultural experiences. If you travel often, this card provides tangible comfort and reduces stress during international trips.
Commission-Free Payments and Social Donations
You don’t pay commissions on euro withdrawals or purchases with the Mastercard logo. Payments are smooth both online and in physical stores. With every payment in Italy, 50% of the commissions go to "For Funding."
It’s an automatic way to support social impact projects. You help causes without needing extra steps, adding long-term value to each transaction.
Insurance and Protection Benefits
The Exclusive Card includes insurance that protects both you and your pets. These services are especially useful for travelers and families. Coverage is automatic and requires no separate application.
Trip and Travel Insurance
You're covered for common travel disruptions, including delays, cancellations, lost baggage, and damage to sports equipment. If you have medical needs abroad, you get immediate assistance.
It’s a reliable layer of security when traveling. You won’t have to rely on third-party providers. The card’s protection plan coordinates support.
Pet Insurance for Four-Legged Friends
The card covers veterinary advice, nutritional consultation, and pet-related travel emergencies. If needed, the service includes reimbursement for medical costs.
You can also access pet-sitting help while traveling. This rare benefit is included at no extra cost, and pet owners will find it especially useful during long trips.
Application Process: How to Apply Online
Getting the Intesa Sanpaolo Exclusive Card online is straightforward. Follow the steps below through the bank’s app or website.
Online Application in Three Steps
- Request: Log into the Intesa Sanpaolo Mobile App or your online banking account.
- Fill In: Head to the credit card section and complete the required personal and banking data.
- Sign: Electronically sign the contract. You can then connect the card to your payment wallets.
This process takes just a few minutes. Ensure your documents are current before starting.
What You Need to Apply?
To qualify, you must already have an Intesa Sanpaolo account. Your profile should be verified and active. The system checks your credit and identity before approval.
Make sure your contact and financial information is accurate. The online system will guide you if anything is missing. If your data is valid, approval is usually fast.
Fees to Know
This card has premium fees to match the services. Before applying, be sure to check your monthly budget. Linking an XME account can lower related costs.
Standard Monthly and Annual Fees
The standard fee is €58 monthly, totaling €696 annually. You pay the same fee for an additional family card. This secondary card must share your payment circuit. All perks and protections apply to both cards. It’s ideal for shared expenses.
ATM Withdrawals and Linked Account Discounts
There are no fees for euro withdrawals at Intesa Sanpaolo ATMs. This saves you money during local transactions.
If you link the card to an XME account, you reduce your account fee by €8.50 monthly. That’s a significant savings over time. Always link your account if eligible.
Digital Security and Purchase Control
This card offers digital control tools for safer use. You manage your security preferences directly in the app.
GEOCONTROL and Online Shopping Safety
With GEOCONTROL, you set geographic limits on card use. This reduces fraud risk if your card is lost or stolen. Online purchases use 3D Secure Protocol for extra protection.
You get alerts for every transaction. These tools give you full control over when and where your card is valid. It’s a smart security feature.
Support and Contact Information
Help is available through multiple channels. You can speak to a representative or visit a branch.
- From Italy (24/7): Call 800.002.003
- From abroad (fees may apply): +39 011.6488.4233
- Address: Piazza San Carlo 156, 10121 Turin, Italy
Customer service also helps with lost cards or account changes. If you prefer digital help, use the app for chat support.
Interest Rates and Payment Info
This is primarily a charge card, so balances are cleared monthly. Rates apply if you choose installments.
- Standard use: No interest if paid in full each cycle.
- Installment plans: Fixed interest rates apply, disclosed at agreement time.
- APR: It depends on the selected plan and term.
You can view your rate options in the app before finalizing setup. Repayment flexibility is optional.
Disclaimer: The card is for existing account holders with verified profiles, and third parties manage some features. Terms may change anytime, so always check the official site or app for the latest details.
Final Thoughts: A Powerful Card for Demanding Users
If you value time, comfort, and service, the Intesa Sanpaolo Exclusive Credit Card is worth it. You get support when needed, security while traveling, and contributions with each purchase.
The application process is fast, and the services make everyday tasks easier. If you're eligible, this card delivers value far beyond standard options.
