Barclays US is a multinational consumer and wholesale bank backed by Barclays. It may not have branches, but it is part of an 85,000-person network that moves, lends, invests, and protects money in 40 countries.
In the US, Barclays works with 25 prominent companies to offer various consumer and small business credit card programs. Alongside its credit card products, Barclays has a corresponding mobile application for a convenient mobile banking experience.
Learn more about the Barclays US Credit Cards app and its features below. Discover how to install and set up the Barclays US Credit Cards app on your mobile phone.
Discovering Barclays US
Barclays US works with energy and imagination, promoting innovation and sustainability to make a positive and long-lasting difference. Because we live in a digital world, Barclays US lets us always access our credit cards, savings, and loans.
It has simple tools that make it easy to plan, and there’s always a real person ready to help me when I need it. Barclays US says it is not just banking because it strives to make personal banking services excellent for its customers.
Since 1690 in London, Barclays has been helping people get closer to their financial goals by developing industry-leading innovations. The company first served customers as Barclaycard, a credit card that shook up the UK over 50 years ago.
Barclays US wants to help its customers on a personal level. The digital bank does this by offering better rewards and less work so customers will have more time to focus on whatever they need and want.
Installing the Barclays US Credit Cards App
True to its vision to help customers manage their finances conveniently, Barclays US launched a mobile application. The Barclays US Credit Cards app makes account management easy, safe, and secure for credit card accounts.
Also read: Check Out the Best Banking Apps
Even before installing the Barclays US Credit Cards app, I wanted to assure myself that the app was safe to use. I was skeptical because there might be threats to my data privacy since I have to provide personal and sensitive information to the Barclays US Credit Cards app.
The Barclays US Credit Cards app informed me from the get-go that it will only collect information that is necessary to do banking services. It enumerated the personal information that it gathers, such as name, mailing address, address, contact number, account number, Social Security Number, and birthday.
Then, I appreciated how the Barclays US Credit Cards app listed the possible uses of the collected information, like responding to my inquiries and fulfilling requests, allowing me to apply for products and services, and personalizing my banking experiences on the offered services of the app, and many more.
Setting Online Account on the Barclays US Credit Cards App
When I started using the app, I did not have an online account on Barclays US. So, the Barclays US Credit Cards app first asked me to set up my online account to create a profile and officially register.
The app asked me to verify my identity by completing all the required fields of information, like name, address, contact number, and birthday. I also need to provide my Barclays US account and Social Security number.
Once the app confirms my identity, I must select the “Continue” button to create a unique username and password. The app system guided me in creating a strong password for better security.
What Are US Credit Cards App’s Security Features?
The app also asked me to create my security questions and answers as an added layer of security. This way, I will be the only one who can answer the security questions to ensure that no one can access my account.
Aside from password and security questions, the Barclays US Credit Cards app utilizes my mobile phone’s security features. The app supports using my phone’s face ID and Peek features for tighter security.
I can set up my Face ID to open my account automatically on the Barclays US Credit Cards app. I do not have to manually enter my username and password every time I need to access my account because I only need to activate the Face ID recognition.
Meanwhile, the Peek feature lets me enjoy being able to avoid logging in at all on the Barclays US Credit Cards app. I can only see some important information without logging in, like my account balance, available credit, statement balance, and payment due dates.
Receiving Alerts From the Barclays US Credit Cards App
Another security feature of the Barclays US Credit Cards app is the account alert feature. The app wants me to stay informed about everything on my account, including all the successful and pending transactions.
With these account alerts, I can see any possible fraudulent activity. I will know if other people are trying to access my account or if others are trying to make unauthorized purchases with my Barclays US accounts.
The account alerts also serve as a daily reminder of my spending. It provides data to track my daily spending and view my weekly spending. I will be able to manage my finances better with these pieces of information because I’ll know where my money went.
Locking Barclays US Accounts on the App
True to its promise to deliver safe and secure banking, Barclays US provides many features to protect my accounts, including my online account and cards.
The Barclays US Credit Cards app assures me that I do not have to panic if I lose or misplace my card. It is because I can quickly freeze or lock my account on the Barclays US Credit Cards app.
By locking the account, there will be no transactions to be allowed. Once the bank officially blocks the transactions, I am ensured that no one can make any unauthorized transactions.
Sending Reports via the Barclays US Credit Cards App
The Barclays US bank proves that it loves its customers because the mobile banking app has options where the customers can immediately send reports or concerns.
If I misplace or lose a card, I can send a report and immediately request a replacement through the Barclays US Credit Cards app. Interestingly, I can inform the bank about my future travel plans so it can take necessary actions if I need help when I am abroad.
Making Payments Through the Barclays US Credit Cards App
Barclays US wants its customers to have not only secure mobile banking experiences but also easy and convenient ones. The payment options available on the Barclays US Credit Cards app are proof of this claim.
It is possible to make payments through the Barclays US Credit Cards app. I only need to link an external bank account to make payments. There are also payment options where I can schedule future payments.
I liked that I could set up a one-time payment or schedule regular payments on the Barclays US Credit Cards app using the Autopay option. With this feature, I will never miss any due date, which will help me improve my credit score.
Managing My Finances on the Barclays US Credit Cards App
The Barclays US Credit Cards app is dedicated to helping me manage my finances well. It feels like I have a personal finance manager because of the app, as it helps me get a firm grip on my finances.
The Barclays US Credit Cards app has the Purchase Planner feature, wherein I can estimate my monthly payments. This means that the app will monitor all my ongoing payments and my purchases.
Then, it will collate how much I spend monthly to pay my dues. It is like an estimate of my actual billing statement. With this feature, I can decide whether I will have to tighten my spending or not.
Making Touch-Free Purchases Using the App
Another interesting feature of the Barclays US Credit Cards app is its touch-free purchase options. I do not need to use my card every time I make a purchase using the app.
There are two options that I can enjoy on the Barclays US Credit Cards app. First, I have to add my card to my mobile wallets, such as Apple Pay and Google Pay. The bank supports purchases done using these digital wallets.
There is also the contactless card feature, meaning I do not need to bring and use my card every time I purchase.
Monitoring My Credit Score on the App
It is important to track my credit score because a good credit rating will give me better opportunities for cards with better benefits or perks. I use the Barclays US credit card to improve my score by ensuring I make payments on time.
I can get my real-time FICO credit score through the app, so I will know if I am managing my credit well. It will also inform me of the transactions that impacted my credit score.
The Barclays US Credit Cards app allows users to have safe, secure, and convenient mobile banking by offering numerous features, like account alerts, account locking, online payments, credit score monitoring, and many more.