MBNA Card Services App – Learn How to Download

MBNA originally stood for Maryland Bank National Association which was founded in 1982. It has been serving customers by offering banking services and financial solutions, including loans, home insurance, credit cards, and many more.

Aside from its banking services, MBNA wanted to offer a quality banking experience to its customers. Thus, MBNA launched its MBNA Card Services app to bring banking services to the tips of its users’ fingers.

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Learn more about the MBNA Card Services app and its features below. Check what makes the MBNA Card Services app highly convenient for mobile banking. Discover how to install MBNA Card Services on your mobile phone.

  • Introducing MBNA
  • Managing Accounts on the MBNA Card Services App
  • Viewing Statements on the  MBNA Card Services App
  • Checking Credit Card Eligibility via the App
  • Reporting Lost Cards Through the MBNA Card Services App
  • Freezing My Misplaced Card on the App

MBNA Card Services App - Learn How to Download

Introducing MBNA

The Maryland Bank National Association, or MBNA, has been lending its banking services to its customers since 1982. The banking institution is based in Chester to accommodate more customers and reach more people needing financial solutions.

MBNA Card Services App - Learn How to Download

MBNA continuously improves its banking experience offerings by adding more products or services, like home insurance and loans, besides its primary credit card offering. I liked that the MBNA stays true to its core mission to make financial choices easier.

The banking institution designed solutions and products to make choices simple for us, its customers.

MBNA is known for its customer-friendly credit cards. I trusted MBNA because it understands the need of the customers and immediately provides instant solutions through simple choices. 

Getting to Know the MBNA Card Services App

Besides making financial choices easier, MBNA also loves a bit of technology. With the help of technology, the bank made banking services available anytime and anywhere. This made credit cards easily manageable and made online payments and money transfers possible.

MBNA’s usage of technology led to the creation of the MBNA Card Services app in January 2022. The MBNA Card Services app is available on the Google Play Store and the Apple App Store, allowing more customers to access convenient banking methods.

I installed the MBNA Card Services app easily as it only requires AndroidOS 7.0 and up and iOS 12.0 or later. The MBNA Card Services app is entirely free, so I can enjoy its features without paying extra. 

Managing Accounts on the MBNA Card Services App

One of the primary features of the MBNA Card Services app is account management. With the app, there are many things I can do to manage my accounts, like view pending transactions, check my transaction history, update my details, etc.

MBNA Card Services App - Learn How to Download

First, the app lets me know all the pending transactions on my accounts. It is helpful because I can keep track of the transactions that are yet to be successfully processed. For example, I will know if my payment for a certain purchase is still up for processing.

Transactions and statements are always given on the MBNA Card Services app, so I stay on top of everything happening with my account. Most transactions will appear in my online account within five days.

However, the  MBNA Card Services app clarifies that sometimes it might be more than five days or less than five days, depending on the merchant or retailer. It is clear that all transactions that have not been processed yet will be labeled as “Pending Transactions.”

Updating Personal Details Through the MBNA Card Services App

MBNA reminded me that if my personal details have changed, like address or contact number, I must inform them immediately. It is important that they will be notified of these changes to remain accurate in providing their services.

The MBNA Card Services app lets me update my personal details. I do not need to visit a branch or call for support. 

All of the information provided on the app, including the changes, will be acknowledged and used by MBNA for my official records on my MBNA accounts.

Viewing Statements on the MBNA Card Services App

Since the well-known product of MBNA is credit cards, the app made it easier to keep track of balances and spending history. It is possible to view statements on the MBNA Card Services app.

MBNA Card Services App - Learn How to Download

To view my statements, I need to log into my account, manage my transactions, and check the history. Then, the MBNA Card Services app supports viewing, saving, and printing a copy of my statement in PDF format that can be found in my Digital Inbox

Alongside viewing statements, it is also easy to check the location details of my card payments. I will know where my money goes, especially when paying the merchant. 

The banking institution promotes paperless options, so I only secure a copy of my statement online. There is no need to print my statement to avoid cluttering my filing cabinet and avoiding wasting papers.

Paying My Credit Card Balance Through the App

Since it is possible to check my statement online, paying my credit card balance online through the MBNA Card Services app is also viable. There are several ways to pay, including regular payments and one-off payments. 

Before I make online payments an option, I need to set up a Direct Debit on my MBNA Card Services app. The Direct Debit account will allow me to enjoy an automatic credit card payment for each month by setting the monthly among, minimum payment, a fixed percentage, etc. 

This feature will let me improve my credit score because I will not miss out on any due dates.

Checking Credit Card Eligibility via the App

One of the most interesting features of the MBNA Card Services app is that it supports credit card eligibility. Before I decided to apply for a credit card, the MBNA Card Services app helped me assess if I have good records and am eligible for an MBNA credit card. 

MBNA Card Services App - Learn How to Download

The eligibility feature is called Clever Checker, which can be activated once I tap the corresponding button to start. Before I proceeded with the Clever Checker, it helped me understand a few things about credit card eligibility.

First, it explained that the eligibility check did not affect my credit score. Regardless of how many times I use Clever Checker, my credit score will not move an inch. It will only be affected if I have transactions using my credit card. 

In addition, the MBNA Card Services app lets me see my estimated credit limit before I apply. I liked that the Clever Checker will let me get an idea of how much I may get for my credit limit. This is beneficial because I can assess if the credit card offers will fit my needs. 

Activating Credit Cards on the MBNA Card Services App

Aside from credit card applications, there are more things I can do with my MBNA credit cards on the MBNA Card Services app. The app supports activating and deactivating any of my MBNA credit cards.

This feature is beneficial if I lose my card, so I can easily deactivate or lock my account to avoid any unauthorized transactions. Deactivating my credit card also helps when I need to tighten my spending because of a limited budget.

When activating and deactivating a credit card, I only need to provide some personal details to prove my identity on the MBNA Card Services app. 

Reporting Lost Cards Through the MBNA Card Services App

Even though the MBNA Card Services app supports deactivating or locking my card, it is best to report any lost card directly to the bank. MBNA reminded me that if my card is lost or stolen, I should let them know as soon as possible.

MBNA Card Services App - Learn How to Download

It will only take a few moments as I need to report the lost card online. To do it on the app, I need to look for the “Support” options on the home page. Then, click the “Report lost or stolen card” button and complete a few details.

The app provides a confirmation if my report was successfully noted.

Requesting a Card Replacement on the App

If I lose my credit card, I can request a replacement through the MBNA Card Services app. I only need to provide my Online Card Services account and personal details to do so, including my UK address. 

By simply filling out the short form, I will be able to successfully request a new card. MBNA usually delivers the new card within five working days.

Freezing My Misplaced Card on the App

Interestingly, the MBNA Card Services app lets me restrict transactions on each card when I have misplaced them. There are several freezing actions that can be done to my cards via the MBNA Card Services app.

MBNA Card Services App - Learn How to Download

The general freeze card option stops most card transactions. The freeze abroad actions will stop ATM withdrawals and terminal transactions outside the United Kingdom.

It is also possible to freeze online and remote transactions, including in-app, phone, and mail order payments.

Lastly, the app lets me turn on the freeze gambling option that stops most gambling transactions within 48 hours.

Viewing My PIN on the App

Another interesting feature of the MBNA Card Services app is that I can view my PIN. It helps me remember my PIN whenever I forget it.

I do not need to risk locking my card because I cannot remember my PIN whenever I need to do a transaction. To use the feature, I need to specify which card I want to view my PIN for.

There is no need for me to visit a branch to manually request to change my PIN.

Conclusion

The MBNA Card Services app offers a convenient banking experience to its users. With this mobile banking app, customers can access their accounts from anywhere.

Through the MBNA Card Services app, MBNA customers can manage their accounts, update personal details, view statements, pay balances, activate cards, report lost cards, and many more.

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