Build Better Credit With the Aqua Credit Card App

NewDay is a financial services provider that was formerly known as SAV Credit. They focus on offering various forms of consumer credit to people in the United Kingdom. One of the popular products of NewDay is the Aqua credit card.

Aqua credit card is a unique card that aims to help customers build their credit scores. It welcomes everyone who wishes to have a credit card, even with a struggling credit rating. Aside from its features and perks, the Aqua credit card has its designated mobile application.

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Learn more about the Aqua credit card app and its features below. Get to know more about Aqua credit card’s perks and advantages. Discover how to install and set up an Aqua credit card app account.

  • Getting to Know Aqua Credit Card
  • Reading the Aqua Credit Card App’s Privacy Notice
  • Creating an Account on the Aqua Credit Card App
  • Managing My Aqua Credit Card on the App
  • Paying Online through the Aqua Credit Card App
  • Updating My Contact Information via the App

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Getting to Know Aqua Credit Card

I discovered NewDay when it was still called SAV Credit. It is known for its great financial services and products offered in the United Kingdom. When I heard about the Aqua credit card, I was immediately interested.

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The Aqua credit card aims to welcome everyone who wants to manage their finances with the help of a credit card. Whether I have a good credit score or rating, NewDay will accept me because it does not look solely at one’s credit score.

Interestingly, the financial services company believes it is always possible to build better credit scores with its products. NewDay wants to provide an opportunity for everyone to build an excellent credit rating through its products, like the Aqua credit card.

It is important to note that the Aqua credit card has an APR of 37.9% variable. Moreover, if I cannot make payments on time or maintain a balance within the credit limit, I may be subject to additional fees, and I may find it more difficult and expensive in the future to receive credit.

Introducing the Aqua Credit Card App

Aside from providing mere financial solutions, NewDay wants its products to be more accessible to its customers. Thus, it launched the Aqua Credit Card app focused on the Aqua credit card management. It also has other exciting features for my Aqua credit card.

NewDay released the Aqua Credit Card app in March 2016 so all its customers can manage their accounts anytime and anywhere. The financial services company also assured us that the Aqua Credit Card app is safe and secure.

The Aqua Credit Card app is available on the Google Play Store and the Apple App Store. It is entirely free to be installed as a financial institution powers it. The Aqua Credit Card app works best on devices running on AndroidOS 8.0 and up and iOS 14.0 or later.

Reading the Aqua Credit Card App’s Privacy Notice

Proving that it is a safe and secure mobile app, the Aqua Credit Card app welcomed me with its Privacy Notice. It wanted me to read and agree to its Privacy Policy to understand how it will manage and protect my personal information online.

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The Aqua Credit Card app enumerated the personal information it will collect from its users, including sensitive ones. Then, the app explained how it processes the collected information while maintaining the security of my data.

It is a given that the Aqua Credit Card app needs to have access to my NewDay records or the ones I provided when I applied for my Aqua credit card. Thus, the app knows my name, address, contact information, and many more.

I was assured that the collected information from the Aqua Credit Card app will only be used for official transactions of the financial services company. In addition, NewDay promised that the data will only be processed to improve the services offered by the company and the Aqua Credit Card app.

Exploring the Aqua Credit Card App

After reading and accepting the Aqua Credit Card app’s Privacy Notice, the app laid out its Home page. The app’s Home page lets me explore necessary information about the Aqua Credit Card app, such as the company’s profile and background.

In addition, the app provided ways to easily ask for help and support in case I have concerns or issues with my Aqua credit card. There is also a platform or link where I can air my concerns with the card, app, and other services.

Moreover, the Aqua Credit Card app offers Currency Calculator. I can also read the Aqua Credit Card app’s Terms & Conditions, Accessibility Policy, Cookies Policy, and Development Libraries.

Creating an Account on the Aqua Credit Card App

The Aqua Credit Card app’s Home page contains the sign-in and sign-up features. It asks old Aqua credit cardholders, who have an Aqua Online account, to sign in using their registered username and password.

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If they cannot remember their username, they just need to tap the “Forgotten username” button. Since I was a new Aqua Credit Card app user, I had to sign up or create an account. The account I did will also apply to the Aqua Online account on the website.

The Aqua Credit Card app laid out everything I needed to register for an account successfully. First, I need to provide the 16 digits of my Aqua credit card number. Then, the app will send a one-time passcode (OTP) through text message.

NewDay already has my records, so it only needs to verify if I am the one trying to create an account. After that, I will need to enter the six-digit code that the financial services company sent when I applied for the card for further identity verification.

Finishing My Profile on the Aqua Credit Card App

Once I verify my account on the Aqua Credit Card app, I have to complete or finish my profile to ensure that all the information is correct and updated. The app lets me finish my Aqua Online account by registering a unique username and password.

The next time I log in on the Aqua Credit Card app, I will only need to provide the username as the app remembers my account.

Managing My Aqua Credit Card on the App

The primary purpose of the Aqua credit card app is to allow cardholders to manage their accounts anytime and anywhere through their mobile phones. Thus, the Aqua Credit Card app lets me manage my credit card with a few finger taps.

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When managing my credit card, I am always worried about my card’s balance and limit. I am not always sure if I am reaching the limit or still have enough balance for a large purchase. Fortunately, the Aqua Credit Card app has this feature.

Upon logging in on the app, it displays the current and latest balance of my Aqua Credit Card app. There is also the available credit limit for my Aqua credit limit. With these pieces of information, I will be able to manage my finances better.

Keeping Track of My Transactions on My Aqua Credit Card

The Aqua Credit Card app wants me to stay on top of everything happening on my account. I can view all my latest transactions made using my Aqua credit card, including the ones that are still pending.

I like this feature because I feel assured that all transactions with my account are duly authorized. I can immediately report if there will be any suspicious or unauthorized transaction done using my Aqua credit card.

Paying Online through the Aqua Credit Card App

Online payment is one of the Aqua Credit Card app’s features that bring convenience to its users. It means that I can send payment directly if I want to buy something online, whether through an online shop or a retailer.

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There is no need for me to visit the store in may in person. All online payment transactions can be done through the Aqua Credit Card app. In addition, I can track all the pending transactions or payments done using my account.

With all these features, the Aqua Credit Card app lets me know where my money goes, which also helps me manage my finances better.

Setting Up a Direct Debit

Direct Debit is a quick and simple method that can be used to settle my monthly Aqua credit card bill. I can do this through any of my existing bank accounts.

The Aqua Credit Card app supports various payment options, such as contractual minimum payment, full balance, fixed percentage of the balance, and set amount of money each month.

If I decide to pay for your monthly statement using Direct Debit, the money will be processed on my bank account approximately 17 days after the date that your statement is issued.

Updating My Contact Information via the App

I must provide updated contact information on my credit card account. This is to ensure that the financial services company can contact me anytime they need.

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Thus, I can update my contact information anytime through the Aqua Credit Card app. If I change my address, phone number, or email address, I can immediately put them on the app, so my NewDay record will also be updated.

Utilizing the FAQs Feature of the Aqua Credit Card App

Understandably, many users will have many concerns, issues, and clarifications regarding the Aqua credit card and its mobile application. Thus, the financial services company provided the Frequently Asked Question as a main feature on the Home page.

The list of FAQs helps me answer my queries so that I do not have to contact the app’s customer support every time.

Conclusion

The Aqua credit card is meant for those building their credit score. The credit card has its corresponding mobile application wherein user can manage their accounts, keep track of all transactions, pay online, and many more.

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